An IVA is typically suitable for people who have unsecured debts and cannot afford to pay their monthly repayments. IVA eligibility is based on individual circumstances and what you can afford, so in some instances a lower debt level could be accepted by your creditors. You must have a regular household income, and live in England, Wales or Northern Ireland.
A number of other factors are also used to assess eligibility including; how many creditors you have and how long it would take you to repay your debt by other means.
Kingsgate Insolvency is a trading company of Kingsgate Insolvency Ltd. Our Insolvency Practitioner, Katy Walker has over 13 years' experience in the IVA field and is licensed to act as a Insolvency Practitioner by the Insolvency Practitioners Association.
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